Bank Statement Mortgage Program
We use bank statements to qualify our borrowers. No Tax Returns or W2’s needed.
Bank Statement Loan Experts
Second 
We Deliver Solutions
The Bank Statement mortgage program is designed to cater to the needs of self-employed borrowers who require an alternative method to showcase the actual cash flow of their business. Our Bank Statement program aims to provide a loan solution for credit-worthy self-employed borrowers who would otherwise be unable to qualify for a loan.
- Purchase or Refinance
- Gift Funds Allowed
- 620 FICO
- 1st Time Buyer Allowed
- 90% LTV
- Investment Property Allowed
- 40 Year Fixed I/O
- No Tradeline Requirement
- $5 Million Max
- Don’t Have to Own Biz 100%
Bank Statement Programs
3 Months
- 25% Down Payment
- Self-Employed Borrowers Only
- 70% LTV Max for Refinances
- Credit Scores 740
- No Tax Returns or W2 Required
12 Months
- Self-Prepared Profit and Loss (P&L)
- Credit Score 660 and Above
- 10% Down Payment
- Cash-Out Up to 75% of the Value
- $4M Max Loan Amount
24 Months
- 10% Down Payment
- Personnal or Business Statements
- 640+ FICO
- $5M Max Loan Amount
- Cash-Out Up to 80% of the Value
